Please enter your NRIC number

Rest assured, your information will only be used for this application.

NRIC Number

{{ formCustom.identifier.$error.required ? 'This field is mandatory.' : ( (formCustom.identifier.$error.format) ? 'Field value is invalid.' : processNationalityAgeErrorMessage('Your age must be between #MIN# years old to #MAX# years old') ) }}

There will be 3 parts to this application. Are you ready?

We can save your application for you to continue later if you provide IC, mobile number & email. Ready?

1
Personal & Financing Details

This is where you provide details about yourself and the financing purpose

2
Employment Details

and here you fill in your employment & source of income details

3
Supporting Documents

you will need to upload your IC & income documents here

Personal & Financing Details
Employment Details
Supporting Documents
1
2
3
This is where you provide details about yourself and the financing purpose
and here you fill in your employment & source of income details
you will need to upload your IC & income documents here

Key in the 6-Digit OTP
sent to your mobile

{{ exceedLimit ? 'Your application form has been locked because you entered an incorrect One-Time Password (OTP) too many times. Please come back after 1 hour from now to continue your application. Click Resume Application on our Homepage (www.hlb.com.my). ' : (otpMandatory ? '6-Digit OTP is required' : (otpError ? 'You’ve entered an invalid OTP. Please ensure you key in the correct OTP.' : ''))}} Did not receive OTP? Resend Now

Now, let's get to know you

For your convenience, your application will be automatically saved every step of the way

Full Name (as per NRIC)

Full name (as per NRIC) is required

Email Address

Email address is not valid Email address is required

NRIC No.

{{ formCustom.ic1.$error.required || formCustom.ic2.$error.required || formCustom.ic3.$error.required ? 'NRIC no. is required' : ( (formCustom.newIC.$error.format) ? 'NRIC no. is not valid' : processAgeErrorMessage('Applicant\'s age must be between 21 to 60 years old.') ) }}

Old NRIC No.

Old NRIC no. is required This is required if you were born before 1978

Mobile Number

{{ formCustom.mobileNumber.$error.required ? 'Mobile number is required' : 'Mobile number is not valid' }} Your One-Time-Password (OTP) will be sent to this mobile number and is required to submit this application.

Date of Birth

This field is mandatory. Field value is invalid.

Age

This field is mandatory. Field value is invalid.

Gender

This field is mandatory.

Just a little bit more about yourself

Maritial Status

Marital status is required

Current Residential Address

Current residential address is required

Postcode

{{formCustom.postcode.$error.required ? 'Postcode is required' : 'Please enter a valid postcode'}}

City

This field is mandatory.

State

This field is mandatory.

Country

This field is mandatory.

The purpose of this financing

Financing Amount (RM)

RM

{{formCustom.loanAmount.$error.required ? 'Preferred financing amount is required' : 'Financing amount we offer are between RM5,000 - RM250,000'}}

Payment Period

Payment period is required

Do you have any financial obligations with non-banks?

e.g. retailers that provide credit sales or private money lenders
Do you have any financial obligations with non-banks is required

What’s your total monthly instalment?

RM

What’s your total monthly instalment is required

Tell us about your current employment

Your employer’s name

Your employer’s name is required

Your employer’s contact number

Your employer’s contact number is not valid Your employer’s contact number is required

Your employer's address

Your employer's address is required

Postcode

{{formCustom.officePostcode.$error.required ? 'Postcode is required' : 'Please enter a valid postcode'}}

City

This field is mandatory.

State

This field is mandatory.

Country

This field is mandatory.

When did you start working at your current place of employment?

This field is mandatory.

Previous employer’s name

Previous employer’s name is required

Previous employer’s contact number

{{ formCustom.prevEmployerOffGenLine.$error.required ? 'Previous employer’s contact number is required' : 'Previous employer’s contact number is not valid' }}

Previous field of work

Previous field of work is required

Tell us about your current income

Gross Annual Income

RM

Gross annual income is required Minimum amount is 24000.

Source of Income

(Please select the relevant options)
Source of income is required

Do you have any other sources of income? (Optional)

RM

Do you have any other sources of income is required Do you have any other sources of income is not valid

What are your other sources of income

(Please select the relevant options)
This field is mandatory.

Upload your documents now

Upload documents below in .pdf / .png / .jpeg / .jpg formats. Maximum 5 documents with total size of 3MB allowed.

You may skip this for now and upload your documents later.

Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
This field is mandatory.

Upload documents below in .pdf / .png / .jpeg / .jpg formats. Maximum 5 documents with total size of 3MB allowed.

You may skip this for now and upload your documents later.

Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
Please upload file format in .pdf, .png, .jpg or .jpeg only. Maximum file size is 3MB each only.
This field is mandatory.

Please ensure your details are correct

Financing Details

Financing Amount

RM {{getReviewField('loanAmount')}}

Payment Period

{{getReviewField('tenureCodeLabel')}}

Financing Purpose

{{getReviewField('purposeLabel')}}

Financing Profit

{{getReviewField('interestRate') ? getReviewField('interestRate') + '%' : '-'}}

Loan Disbursement Details

Bank

{{getReviewField('disbursementBankLabel')}}

Account Type

{{getReviewField('bankAccountTypeLabel')}}

Account Number

{{getReviewField('bankAccountNumber')}}

Personal Details

{{getReviewField('fullName')}}

{{getReviewField('newIC')}}

{{getReviewField('oldIC')}}

{{getReviewField('dateOfBirth')}}

{{getReviewField('age')}} years old

{{getReviewField('genderLabel')}}

{{getReviewField('raceLabel')}}

{{getReviewField('pribumiLabel')}}

{{getReviewField('maritalStatusLabel')}}

{{getReviewField('email')}}

{{getReviewField('mobileNumber')}}

{{getReviewField('addr_home')}}

RM {{getReviewField('monthlyEstimateCommitment')}}

Employment Details

{{getReviewField('occupationCodeLabel')}}

{{getReviewField('empTypeLabel')}}

{{getReviewField('natureOfBusinessLabel')}}

{{getReviewField('officeGenerLine')}}

{{getReviewField('addr_office')}}

Join Date: {{getReviewField('dateJoinedLabel')}}

Previous Employer Details:

{{getReviewField('prevEmployerName')}}

{{getReviewField('prevEmployerOffGenLine')}}

{{getReviewField('prevOccupationLabel')}}

{{getReviewField('preLengthOfServiceLabel')}}

Your annual income is RM {{getReviewField('annualGrossIncome')}}

Source of income: {{getReviewField('incomeSource')}}

{{getReviewField('annualOtherIncome')}}

Other source of income: {{getReviewField('otherIncomeSourceLabel')}}

{{getReviewField('otherIncomeSourceAdd')}}

Supporting Documents

{{getReviewField('file1')}}

{{getReviewField('file2')}}

{{getReviewField('file3')}}

{{getReviewField('file4')}}

{{getReviewField('file5')}}
This field is mandatory.

Key in the 6-Digit OTP sent to your mobile

{{ exceedLimit ? 'Your application form has been locked because you entered an incorrect One-Time Password (OTP) too many times. Please come back after 1 hour from now to continue your application. Click Resume Application on our Homepage (www.hlb.com.my). ' : (otpMandatory ? '6-Digit OTP is required' : (otpError ? 'You’ve entered an invalid OTP. Please ensure you key in the correct OTP.' : ''))}} Did not receive OTP? Resend Now

Thank You {{formCustom['fullName'].$viewValue}}!

An email has been sent to you with details on this application.

Reference Number: {{formCustom['applicationRefNumber'].$viewValue}}

Your application has been locked!

Your application form has been locked because you entered an incorrect One-Time Password (OTP) too many times. Please come back after 1 hour from now to continue your application. Click Resume Application on our Homepage (www.hlb.com.my).

Your application has been cancelled!

As a security measure, your application has been cancelled because of repeated invalid One-Time Password (OTP) entered. Please start a new application on www.hlb.com.my.

Your application is in progress!

We will send you an email with an updated status and more details. 

Your application has been saved!

We are unable to complete your application at the moment. An email is on its way to you with How-To instructions to resume uploading the necessary documents for your application later. 

Your application has been saved!

An email is on its way to you with How-To instructions on resuming your application later. 

Your application has been saved!

Sorry, something went wrong but we've saved your application! 

Please resume your application by clicking on 'Resume Application' on the Homepage later or refer to your email for 'How-to' instructions. 

Please complete your details to submit this application

Full Name (as per NRIC)

This field is mandatory.

Email Address

Field value is invalid. This field is mandatory.

NRIC No.

{{ formCustom.ic1.$error.required || formCustom.ic2.$error.required || formCustom.ic3.$error.required ? 'This field is mandatory.' : ( (formCustom.newIC.$error.format) ? 'Field value is invalid.' : processAgeErrorMessage('Your age must be between #MIN# years old to #MAX# years old') ) }}

Mobile Number

{{ formCustom.mobileNumber.$error.required ? 'This field is mandatory.' : 'Field value is invalid.' }} Your One-Time-Password (OTP) will be sent to this mobile number and is required to submit this application.

Sorry, you are not eligible for this application.

You have a recently approved credit card application. Thank you for your interest.

Sorry, you are not eligible for this application.

You already have an active credit card application which is pending documents from you. Please upload the documents via Application History in Connect Online.

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is accepted for processing in our system. Please wait for us to process this first.

Sorry, you are not eligible for this application.

Sorry, your current credit card status does not allow us to proceed with this request.

Sorry, you are not eligible for this application.

You already have an active credit card application which is accepted for processing in our system. Please wait for us to process this first.

Sorry, you are not eligible for this application.

We regret to inform you that we are unable to proceed with your application. Please contact your nearest branch to continue.

Sorry, you are not eligible for this application!

You’ve entered an invalid IC. Please re-enter.

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is pending your acceptance. Please do so via Application History in Connect Online.

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is pending disbursement in our system. Please wait for us to process this first.

Sorry, you are not eligible for this application.

You already have an active personal loan / financing application which is pending documents from you. Please upload the documents via Application History in Connect Online.

Sorry, you are not eligible for this application.

Your current or savings account is not available.