Everything I need to pay is already automated. I don’t have to worry about budgeting at all.

I know every little details of where my money is needed, and where it went.

I allocate an amount to every aspect of my lifestyle from monthly bills to groceries, leisure, transport and retail spending.

I don’t budget, I pay my bills when the bank or company notifies me of my due date.

I track my expenditure sensibly with no budget allocation whatsoever.

I budget for my bills, but do not budget for anything else.

I never worry, I have more than enough to last for another few months.

Very comfortable, I have enough money in my account and an emergency fund.

I can survive well, until my next paycheck.

I constantly check my bank account and see if I have enough money, and I'll make do with whatever I have.

I have lived my life moderately, so I have enough for every single day.

I'm very thankful in whatever situation I might be in.

Start investing in various assets.

Invest it in the unit trust with good returns.

Pay off my debts.

Go on a vacation.

Leave it in my bank account until I need it.

Donate to my favourite charity

Owning my own business.

Early retirement.

Owning a property.

Travel as much as possible.

To not stress over the little things.

Being able to secure my family's finances in case anything were to happen.

Didn't start investing earlier in life.

Not having enough savings for emergency.

Maxing out credit cards.

Taking on too much loan debt.

Not buying shares in a hot company when I had the chance.

Withdrawing EPF early.

Just one way to ensure financial security.

Essential to living securely.

Good only with safe returns.

Not as important as immediate comfort.

Something I will get around to someday.

Something that I wished I had valued earlier.

Just one way to ensure financial security.

I know I have more than enough to live a good life.

I'll just get by with what I have.

Not as important as immediate comfort.

It's there but it's not my top priority.

I’m not even thinking about retirement yet.