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Islamic Negotiable Instrument (INI) and Islamic Structured Product
are 100% principal protected investments.
Principal Protected
(if held to maturity)
You will receive 100% of your principal amount as long as you hold your investment to maturity.
Lower Cost of
Investment
We do not charge upfront for investment management fees.
Rate Linked
A type of investment to the
movement of interest rates
such as 3-Month Kuala
Lumpur Interbank Offered
Rate (KLIBOR).
Note: Islamic Negotiable Instrument (INI) with a fixed rate profit payout does not have an underlying asset / reference.
Register your interest and our dedicated team will be in touch.
Visit our nearest HLB/HLISB branch and talk to our representative.
The minimum amount may differ depending on the tranche of INI / Islamic Structured Product you are investing in. Kindly refer to the respective term sheet for the minimum investment amount.
For a full list of risks of investing in INI / Islamic Structured Product, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the INI / Islamic Structured Product as different tranches may carry different risks to reflect the underlying asset.
There are no fees applicable to INI / Islamic Structured Product.
Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.
For Islamic Negotiable Instrument (INI):
For Islamic Structured Product:
This advertisement has not been reviewed by the Securities Commission Malaysia (SC).
Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit account, eg. Unit Trust, Bond / Sukuk, Dual Currency Investment (DCI), Floating Rate Negotiable Instrument of Deposit (FRNID), Islamic Negotiable Instrument (INI), Structured Investment, Islamic Structured Product, ASNB, Investment Account-i etc
Learn, invest and grow with
Fresh Take
Here is some information to help you get started.
Active Traded Idea via INI / Islamic Structured Product
Discover more about actively traded ideas via INI / Islamic Structured Product and understand
how to ride on this investment to gain exposure to underlying assets while protecting your downside risk.
Relevant Investment Product Type
| PRODUCT TYPE | PRODUCT RISK RATING | TENURE | REFERENCE RATE | RANGE | PROFIT | PAYMENT FREQUENCY | Call Provision |
|---|---|---|---|---|---|---|---|
| ISLAMIC STRUCTURED PRODUCT | |||||||
| ISLAMIC CALLABLE RANGE ACCRUAL -i (CRA-i) | P2 - Low Risk |
5 years | 3-Month KLIBOR | 0.00% - 3.90% | 4.80% p.a. | Quarterly | Quarterly, Non-call first 3 months |
Disclaimer: The above list of product was traded for the past 3 months. The list does not form part of the recommendation from the Bank. You are advised to assess your customer risk profile and perform investment suitability checks prior to making investment decision. Kindly contact your Relationship Manager or walk in to the Priority Banking Center to find out more about investment via INI/Islamic Structured Product.
Register your interest and our dedicated team will be in touch.
Visit our nearest HLB/HLISB branch and talk to our representative.
The minimum amount may differ depending on the tranche of INI / Islamic Structured Product you are investing in. Kindly refer to the respective term sheet for the minimum investment amount.
For a full list of risks of investing in INI / Islamic Structured Product, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the INI / Islamic Structured Product as different tranches may carry different risks to reflect the underlying asset.
There are no fees applicable to INI / Islamic Structured Product
Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.
For Islamic Negotiable Instrument (INI):
For Islamic Structured Product:
This advertisement has not been reviewed by the Securities Commission Malaysia (SC).
Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit account, eg. Unit Trust, Bond / Sukuk, Dual Currency Investment (DCI), Floating Rate Negotiable Instrument of Deposit (FRNID), Islamic Negotiable Instrument (INI), Structured Investment, Islamic Structured Product, ASNB, Investment Account-i etc