HLM Takaful Amanah Saver
Takaful protection and investment to help you establish financial security
WHY HLM TAKAFUL AMANAH SAVER?
WHY HLM TAKAFUL AMANAH SAVER?
Death or Disability Benefits
Continued financial security for you and your family is most important upon occurrence of unfortunate events. This plan provides coverage against death or Total & Permanent Disability (TPD) (until age 65 next birthday) whereby the Basic Sum Covered plus the Account Value remaining balance in the Participant’s Investment Account (PIA) will be payable.
Maturity Benefit
Rest assured as you will have secured the right plan for a meaningful life
Savings through Tax Relief
The contributions paid under the Amanah Saver plan qualify for a personal tax relief under “Life Insurance/Takaful” up to RM3,000 subject to the final decision of the Inland Revenue Board of Malaysia
Ihsan Allowance
An additional benefit of RM3,000 will also be payable as funeral expenses in the event of Person Covered’s demise.
The Flexibility that You Need
Should you be in need of emergency funds before the certificate matures, you can make a partial withdrawal from the PIA. On the other hand, if you have some spare cash in hand and wish to save more, you may top up your PIA.
Value-added Services
In the event of death or Total Permanent Disability (TPD), the Takaful benefit payable under your certificate will be deducted to help you conduct Hajj (RM3,500*), Waqaf (RM500) and Qurban (RM750*).
*Subject to the prevailing market price in the year the Hajj and Qurban is carried out.
HOW DOES IT BENEFIT YOU
HOW DOES IT BENEFIT YOU
Principal takaful protection
Protection-enhancement riders ?
A rider is an add-on to your basic Takaful plan for additional contributions. It allows you to customize your Takaful plan according to your needs e.g. cover against critical illness, personal accident, and disability and medical. Please refer to your Takaful plan and consult your professional advisers for further clarifications.
Cash flow flexibility
Terms and conditions apply.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM) ON BENEFITS PAYABLE FROM THE
UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS.
Please refer to PIDM’s TIPS Brochure or contact Hong Leong MSIG Takaful Berhad or PIDM (visit www.pidm.gov.my).
HOW DOES IT WORK
HOW DOES IT WORK
1. Check your eligibility
Ensure that you meet the requirements
Person Covered
- Min age: 30 days old
- Max age: 60 years old
Participant
- Min age: 18 years old
- Max age: 60 years old
2. Get the flexibility that you need
Get the coverage of a regular contribution investment-linked takaful plan that provides a combination of takaful protection and investment up to 80 years old.
3. Cash upon maturity
If there is no claim made prior to maturity, the Account Value will be payable.
MORE INFORMATION
| Rider |
Brief Description |
|---|---|
Term Rider (Person Covered) 2
|
Provides additional coverage for death and TPD.
|
| Accidental Death and Dismemberment 2 Rider |
Protection against the unforeseen hardship of an accident. |
| Hospital Income Benefit 4 Rider | Provides daily income upon hospitalisation |
| Accelerated Critical Illness 5 Rider | Provides a lump sum living benefit upon diagnosis of any of the 36 critical illnesses. |
| Waiver of Contribution Rider |
Waiver of future contributions in the event of death or TPD of the Participant. |
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Hong Leong MSIG Takaful Berhad or PIDM (visit www.pidm.gov.my).