Savings Account-i
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RECOMMEND ME
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HOW DOES IT BENEFIT YOU
HOW DOES IT BENEFIT YOU
Debit Card with exclusive merchant offers and discounts
Monthly e-statement
24/7 digital banking services
HOW DOES IT WORK
HOW DOES IT WORK
1. Check your eligibility
Find out if this account is the right match for you:
For Malaysians and non-Malaysians
18 years old and above
Minimum initial deposit of RM200
Maintain a minimum balance of RM10 at all times
Applicable to societies, clubs and associations
2. Shariah Concept applicable
By applying, you are appointing HLISB as an agent to purchase a commodity with a price equivalent to your deposit amount. You will then sell the commodity to HLISB at a profit, and thereafter HLISB will sell the commodity to a third party to obtain cash on the basis of Tawarruq.
3. Islamic Deposit will enjoy PIDM protection.
Protected by PIDM up to RM250,000 for each depositor.
MORE INFORMATION
Personal Account / Joint Account
Muslim and non-Muslim individuals, aged 18 years and above.
Associations / Societies / Clubs Account
Must be registered with the Registrar of Societies and undertakes Shariah-compliant activities.
Protected by PIDM up to RM250,000 for each depositor
(wef 10/07/2020)
| Balance Tier |
Profit Rates |
|---|---|
| All balances | 0.00% p.a. |
Important notice
The following are the exhaustive list of fees and charges.
| Description / Service |
Charges / Fees* |
|---|---|
| Dishonoured Cheque (Inward Return) (for postdated reason only) |
RM10.00 |
Lost Savings Passbook (Applicable for Multi-tier Savings Account-I (Senior) |
RM10.00 per passbook |
| RM10.00 for Letter of Indemnity |
|
| Close Account | |
Basic Savings Account-i Other Savings Account-i |
RM20.00 (within 3 months from opening) RM20.00 (within 6 months from opening) |
| Changes to Account |
|
| Change of operating mandate (Applicable only for nomination exceeding the number of mandate allowed) |
RM10.00 per account |
| Dormant Savings Account-i (No activity for 12 months and above) |
|
Balance of RM10.00 and below Balance above RM10.00 |
Account closed and balance absorbed as service charge RM10.00 yearly |
| Basic Savings Account-i |
|
Over-the-counter (OTC) Visits (per month): · First 6 OTC visits
From the 7th OTC onwards |
No charge
Waived until further notice |
*Subject to Government Tax, if applicable
