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Pay&Save Account-i

  • Savings Account >
  • Pay&Save Account-i

PAY&SAVE ACCOUNT-i

pay&save account-i
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  • Recommended for you

    PAY & SAVE ACCOUNT-i

    Earn profit when you deposit, pay and spend

  • Recommended for you

    BASIC SAVINGS ACCOUNT-i

    Open an account with low initial deposit of RM20

  • Recommended for you

    SAVINGS ACCOUNT-i

    A multi-tiered profit bearing savings account

  • Recommended for you

    3-IN-1 JUNIOR ACCOUNT-i

    Savings account comes with reloadable debit card & pocket money app for your child

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  • Who is it for?

  • Would you want to perform online payments regularly to get returns of up to 2.75% p.a.?

  • Who is it for?

  • Would you want to perform online payments regularly to get returns of up to 2.75% p.a.?

iconImage-/content/dam/hlisb-new/commonimages/Bullet-Point.svg
Get returns of up to 3.05% when you deposit, pay, or spend

HOW DOES IT BENEFIT YOU

HOW DOES IT BENEFIT YOU

DEPOSIT

2.05% p.a.

iconImage-/content/dam/hlisb-new/my/images/SavingsAccount/PayAndSaveAccount-i/pay-save-i-body1.svg
Savings Profit

RM2,000 in one sum monthly

PAY

0.50% p.a.

iconImage-/content/dam/hlisb-new/my/images/SavingsAccount/PayAndSaveAccount-i/pay-save-i-body2.svg
e-Xtra Profit

RM500 online monthly

SPEND

0.50% p.a.

iconImage-/content/dam/hlisb-new/my/images/SavingsAccount/PayAndSaveAccount-i/pay-save-i-body3.svg
Bonus Profit

RM500 with debit card monthly

Plus, an extra 0.90% p.a. profit when you invest in share trading.

 

Terms and conditions apply. Picture shown is for illustration purposes only.

HOW DOES IT WORK

HOW DOES IT WORK

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1. Check your eligibility
Find out if this account is the right match for you:
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For Malaysians and non-Malaysians 
iconImage-/content/dam/hlisb-new/commonimages/Check-Point.png
18 years old and above
iconImage-/content/dam/hlisb-new/commonimages/Check-Point.png
Minimum initial deposit of RM200 
iconImage-/content/dam/hlisb-new/commonimages/Check-Point.png
Not Applicable to societies, clubs and associations
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2. Shariah Concept applicable
By applying, you are appointing HLISB as an agent to purchase a commodity with a price equivalent to your deposit amount. You will then sell the commodity to HLISB at a profit, and thereafter HLISB will sell the commodity to a third party to obtain cash on the basis of Tawarruq.
 

Pay&Save-i Profit Calculator

Find out how much profit you could earn

RM
e.g. 50000
This field is required.
What do you do with your account?
RM
Overview of Monthly Profit Profit Rate Amount
Savings Profit 1.40% RM116.67
Bonus Profit 1.40% RM116.67
e-Xtra Profit 1.40% RM116.67
Share Trading Bonus Profit 1.40% RM116.67
Total (per month) 1.40% RM116.67

disclm Disclaimer

    The information shown is indicative and for illustration purpose only. Hong Leong Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator. Minimum account balance of RM1,000 is required in order to be eligible for Savings Profit. Savings Profit capped at RM500 per quarter, while e-Xtra Profit and Bonus Profit are capped at RM30 per month.

MORE INFORMATION

  • Types of Account
  • Profit Rates
  • Fees & Charges
  • Terms & Conditions
  • Securities Trading Feature
  • Multi-Currency Feature


Personal Account / Joint Account

Muslim and non-Muslim individuals, aged 18 years and above.

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.





(effective 15/11/2022)

Savings Profit

Minimum Single Deposit Mechanism
Profit Rate (p.a.)
Minimum single deposit of RM2,000 for three (3) consecutive months, subject to end of day account balance of RM1,000 to RM100,000.
2.05%

Savings Profit is calculated daily and is credited quarterly on the first day of the month following each Quarter.



e-Xtra Profit

Eligible Bill Payment Mechanism
Profit Rate (p.a.)
Minimum cumulative payment in Eligible Bill Payments of RM500 per month, subject to monthly maximum e-Xtra Profit of RM30.
0.50%

e-Xtra Profit is calculated at month end and is credited on the first day of the following month.



Debit Card-i Bonus Profit

Eligible Bill Payment Mechanism
Profit Rate (p.a.)

Minimum cumulative spending in Eligible Transactions of RM500 per month, subject to monthly maximum Debit Card-i Bonus Profit of RM30.

0.50%

Debit Card-i Bonus Profit is calculated at month end and is credited on the first day of the following month.



Share Trading Bonus Profit

Total Monthly Traded Amount (“MTA”)
Profit Rate (p.a.)

Up to RM20,000

0.30%
Up to RM30,000
0.50%
Up to RM100,000
0.70%
Above RM100,000
0.90%


For purchase transaction: MTA = (Number of unit x Purchase price) + Transaction Costs

 

For sales transaction: MTA = (Number of unit x Selling price) - Transaction Costs

 

Share Trading Bonus Profit is calculated at month end and is credited on the first day of the following month.



Important notice

Please click HERE for the exhaustive list of fees and charges.





General Terms & Conditions

Terms and Conditions of Tawarruq CASA-I

Hong Leong Pay&Save Account-i Terms & Conditions





Share Trading Bonus Profit*

Earn Share Trading Bonus Profit up to 0.9% p.a. on your trading transactions.

* Note: Only applicable for Pay&Save Account-i accountholders with a HLeBroking trading account.

 

Investment Tools and Materials

Complimentary access to HLeBroking Mobile Trading, trading tools and market research materials.

 

HLeBroking Trading Account

Apply for a HLeBroking trading account with ease on HLB Connect.



Only for single accountholder

Joint accountholders of Pay&Save Account-i are not allowed to enable the Multi-Currency Feature (“MCF”).

 

Deposit up to Twelve (12) foreign currency accounts in your Pay&Save Account-i

Place your deposit online via HLB Connect in the following currencies:

Australian Dollar (“AUD”)

New Zealand Dollar ("NZD")

Chinese Renminbi ("CNH")

Saudi Arabian Riyal ("SAR")

Euro ("EUR")

Singapore Dollar ("SGD")

Pound Sterling ("GBP")

Thai Baht ("THB")

Hong Kong Dollar ("HKD")

US Dollar ("USD")

Japanese Yen ("JPY")

Canadian Dollar (CAD)

 

Pay and spend in foreign currencies using Debit Card-i linked to your Pay&Save Account-i

Pay and spend directly from your foreign currency account without having to worry about the transaction’s exchange rate.

 

Kindly be Reminded

The operations, sources and uses of funds to and from the MCF Enabled Account shall be governed in accordance to the Investment Foreign Currency Asset (“IFCA”) under the Foreign Exchange Notices, regulations and directions issued by Bank Negara Malaysia (“BNM”) from time to time and its amendments thereto from time to time.

FOLLOW THESE SIMPLE STEPS TO ACTIVATE YOUR MULTI-CURRENCY FEATURE

Step 1 Click Foreign Currency Deposit from Pay&Save-i Actions dropdown menu.

Step 2 Select the currency you wish to convert, complete declaration and confirm rates.

Step 3 Input TAC.

Step 4 Completed! Head back or perform another conversion.

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