Basic Savings Account-i
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Earn profit no matter what your balance is.
HOW DOES IT BENEFIT YOU
HOW DOES IT BENEFIT YOU
Low initial deposit of RM20
24/7 digital banking services
Waiver on debit card fees
HOW DOES IT WORK
HOW DOES IT WORK
1. Check your eligibility
Find out if this account is the right match for you:
For Malaysians and permanent residents only
18 years old and above
Minimum initial deposit of RM20
Not applicable to non-residents, societies, clubs and associations
2. Shariah Concept applicable
By applying, you are appointing HLISB as an agent to purchase a commodity with a price equivalent to your deposit amount. You will then sell the commodity to HLISB at a profit, and thereafter HLISB will sell the commodity to a third party to obtain cash on the basis of Tawarruq.
3. Islamic Deposit will enjoy PIDM protection.
Protected by PIDM up to RM250,000 for each depositor.
MORE INFORMATION
Personal Account / Joint Account
Muslim and non-Muslim individuals aged 18 years and above.
Protected by PIDM up to RM250,000 for each depositor
(wef 15/05/2019)
| Balance Tier |
Profit Rates |
|---|---|
| All balances |
0.25% p.a. |
Important notice
The following are the exhaustive list of fees and charges.
| Description / Service |
Charges / Fees* |
|---|---|
| Dishonoured Cheque (Inward Return) (for postdated reason only) |
RM10.00 |
Lost Savings Passbook (Applicable for Multi-tier Savings Account-I (Senior) |
RM10.00 per passbook |
| RM10.00 for Letter of Indemnity |
|
| Close Account | |
Basic Savings Account-i Other Savings Account-i |
RM20.00 (within 3 months from opening) RM20.00 (within 6 months from opening) |
| Changes to Account |
|
| Change of operating mandate (Applicable only for nomination exceeding the number of mandate allowed) |
RM10.00 per account |
| Dormant Savings Account-i (No activity for 12 months and above) |
|
Balance of RM10.00 and below Balance above RM10.00 |
Account closed and balance absorbed as service charge RM10.00 yearly |
| Basic Savings Account-i |
|
Over-the-counter (OTC) Visits (per month): · First 6 OTC visits
From the 7th OTC onwards |
No charge
Waived until further notice |
*Subject to Government Tax, if applicable
