e-Fixed Deposit-i
HOW DOES IT BENEFIT YOU
HOW DOES IT BENEFIT YOU
New placements and withdrawals can be made anytime via HLB Connect
Flexibility to make early partial withdrawals from your eFD-i and still earn eFD-i profits on the remaining balances ?
Minimum withdrawal of RM3,000 in multiple of RM1,000, subject to a minimum balance of RM5,000 (for 1-month tenure) or RM500 (for tenure 2-month onwards) maintained at all times
Account and placement details can be viewed upon successful placement
HOW DOES IT WORK
HOW DOES IT WORK
1. Check your eligibility
Find out if this account is the right match for you:
For Malaysians and non-Malaysians
18 years old and above
Minimum placement:
-RM500 for 2 months and above; or
-RM5,000 for a 1-month placement
2. Shariah Concept applicable
By applying, you are appointing HLISB as an agent to purchase a commodity with a price equivalent to your deposit amount. You will then sell the commodity to HLISB at a profit, and thereafter HLISB will sell the commodity to a third party to obtain cash on the basis of Tawarruq.
MORE INFORMATION
(wef 14/7/2025)
Tenure |
Profit Rate |
|---|---|
1 month |
1.60% |
2 -3 months |
2.00% |
4 – 6 months |
2.05% |
7 – 11 months |
2.10% |
12 - 60 months |
2.10% |
Terms and conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
Joint eFD-i account is now available on HLB Connect Online (website) for two (2) account holders with operating mandate of either one-to-sign.
Do you have an existing active Joint Current or Savings Account/-i in the same names and operating mandate of either one-to-sign?
If yes, just follow our step-by-step guide below to open your Joint eFD-i account:
From the Apply menu, under Fixed Deposit,
select New Placement/Account Opening
Under From, select your funding bank.
Under Crediting Account, select the Joint Current or Savings Account/-i
The account holders’ names for the selected Joint Current or Savings Account/-i will be displayed.
Check that this is the correct account where you want the Principal and Profit to be credited
Click Next and authorise the request via AppAuthorise.
A notification will be sent to the joint account holder to authorise the Joint eFD-i Account Opening
Inform the joint account holder to login to HLB Connect Online (website) within 7 calendar days
Under HLB Connect Online (website), click on View Request & authorise the request via AppAuthorise
Need more details? See below
Start making placement when you receive the confirmation email from us that your Joint eFD-i account has been opened.
Terms and Conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.