Features

Get our Personal Financing-i today to enjoy:
Benefits
Hassle Free Application
Fast Approval - Within 48 hours*
High financing margin - up to 5 times your monthly salary/income
Low monthly installment
Flexible payment tenure - up to 5 years
Minimum income eligibility of only RM24,000 per annum
No guarantor and no collateral
Ibra'
The Bank shall grant rebate to the Customer(s) on the Bank's Selling Price under the principle of ibra' as prescribed by the Shariah Advisory Council of Bank Negara Malaysia (BNM).
Ibra' shall be granted to the Customer who settles their financing facility(ies) before the end of the financing tenure. Settlement prior to the end of the financing facility tenure by the Customers shall include, but is not limited to the following situations:
  • Customer who make early settlement or early redemption;
  • Settlement of this financing facility(ies) due to financing restructuring exercise;
  • Settlement by Customer in the case of default; and
  • Settlement by Customer in the event of termination or cancellation of this financing facility(ies) before the maturity date.
The rebate shall only be deemed granted upon receipt of the settlement/redemption sum as determined by the Bank.
Ibra' (Rebate) shall be calculated as follows: Ibra' = [remaining unearned profit] + [undisbursed principal (if applicable)] - early settlement charges* - current month profit

*cost that have not been recovered because a financing contract has a structure with discount elements at the initial period of financing; and/or

*48 hours financing approval is subject to terms and conditions. Other terms and conditions apply.

Apply for the Hong Leong Islamic Personal Financing-i loan now, to enjoy these features & benefits!