Fi & Caj - Perkhidmatan Perdagangan-i

Pre-Advice

NIL

NIL

RM 40.00 (by SWIFT)

After completed pre-advice,

full LC-i issuance charges will

be imposed.

Full Issuance

0.1% per month or part thereof

Min RM 50.00

No maximum.

NIL

RM 10.00, if any.

RM 35.00 (Local)

RM 80.00 (Foreign) by SWIFT or Courier Company’s rate (by Courier).

Postage – RM 5.00 flat per issuance

And

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them.

Amendment

If related to extension or increase in amount - 0.1% per month or part thereof,

Min RM50.00,

No maximum

If not related to extension or increase in amount - RM 50.00 flat.

NIL

NIL

RM 20.00 (Local)

RM40.00 (Foreign) by SWIFT or Courier Company’s rate (by Courier).

Postage - RM 5.00 flat per amendment

And

Telefax – RM 2.00 flat if customer Requested to fax the copy of advice to them.

Cancellation

NIL

RM 50.00 flat.

NIL

RM 30.00 per message by SWIFT / telex – local / foreign).

Postage - RM 5.00 flat per cancellation

And

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them.

Issuance

0.1% flat on invoice value

Min RM50.00,

No maximum.

NIL

RM 20.00

NIL

Postage – RM 5.00 flat

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

Cancellation (If SG-i is not returned within 3 months from date of issuance)

Additional 0.5% per annum, calculated on daily basis and collected monthly, from the 4th month until date of return of SG.

No minimum
No maximum

NIL

NIL

NIL

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them.

Advance endorsement of B/L or AWB or parcel Receipt or railway Receipt prior to receipt of original documents

0.1% flat on invoice value.

Min RM50.00,

No maximum

NIL

RM 10.00

NIL

Postage – RM 5.00 flat

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

INWARD BILLS UNDER LETTER OF CREDIT-i (IBLC-i)

If Documents Are Presented Through Another Bank

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM10.00 or its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage – RM 5.00 flat

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

RENTAS

a) SME – RM 5.00

b) Non-SME

• RM 14.00 (1st party)
• RM 15.00 (Bank to Bank)

If Documents Are Presented Directly To HLISB by the LC-i Beneficiary

Collection Commission of 0.1% flat

Min RM 50.00,

Max RM 150.00

(to deduct from proceeds)

And

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM 10.00 or

Its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency

Current Account-i (FCCA-i)

RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage – RM 5.00 flat

And

Documents handling fee – RM 50.00 flat (to deduct from proceeds)

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

RENTAS

a) SME – RM 5.00

b) Non-SME

• RM 14.00 (1st party)
• RM 15.00 (Bank to Bank)

USANCE BILLS UNDER LETTER OF CREDIT-i (UBLC-i)

If Documents Are Presented Through Another Bank

Acceptance Commission of 0.1% per month or part thereof.

Min RM 50.00,

No maximum

And

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM 10.00 or

Its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage – RM 5.00 flat

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

If Documents Are Presented Directly To HLISB by the LC-i Beneficiary

Acceptance Commission of 0.1% per month or part thereof.

Min RM 50.00,

No maximum

And

Collection Commission of 0.1% flat

Min RM 50.00

Max RM 150.00

(to deduct from proceeds)

And

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM 10.00 or

Its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage - RM 5.00 flat

And

Documents handling fee – RM 50.00 flat (to deduct from proceeds)

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

TRUST RECEIPT-i (TR-i) 

Upon Creation

 If documents presented directly by

Customer - 0.1% flat on bill amount

For bills denominated in foreign currency –

 Min RM 50.00, Max RM 150.00

For bills denominated in local currency

• Min RM 50.00,
• Max RM 500.00 (treated as IBC commission)

And

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM 10.00 or

Its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 10.00 RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage - RM 5.00 flat

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

RENTAS

a) SME – RM 5.00

b) Non-SME

• RM 14.00 (1st party)
• RM 15.00 (Bank to Bank)

Commission will be charged upon acceptance.

Other charges, if any, will be charged upon settlement.

Compensation Charges

After Expiry or Maturity of Facility Tenure

For default payment exceeding tenure:

a. BNM Islamic Interbank Money Market (IIMM) rate x Net Proceed Amount x 1 / 365

For default payment where judgment amount has been awarded by the court:

b. IIMM rate x Judgment sum x 1 / 365

Profit Rate

Islamic Financing Rate (IFR) + Customer Spread

ACCEPTED BILLS-i (AB-i)(SALE & PURCHASE)

Upon Creation

Acceptance Commission - Rate as specified in the Letter of Offer

Min RM 50.00

No maximum

And

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM 10.00 or

Its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 10.00

RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage - RM 5.00 flat

And

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them.

Trading Fee (applicable for AB-i Sale ONLY)

• For SME Customer – RM4.00 for every RM1.0 million of financing amount on a pro-rated basis (subject to a minimum of RM1.00 per transaction).
• For Non-SME Customer – RM8.00 for every RM1.0 million of financing amount on a pro-rated basis (subject to a minimum of RM2.00 per transaction).

RENTAS

a) SME – RM 5.00

b) Non-SME

• RM 14.00 (1st party)
• RM 15.00 (Bank to Bank)

Processing Fee of RM 100.00 (applicable to AB-i Purchase Only)

 If AB-i face value is less than RM 100,000 and not applicable to AB-i Purchase to finance import / purchases under LC-i

or

supported by Inward

Documentary Collections.

The Processing Fee is not applicable to AB-i Sale.

Compensation Charges After Expiry or Maturity of Facility Tenure

For default payment exceeding tenure:

a. BNM Islamic Interbank Money Market (IIMM) rate x Net Proceed Amount x 1 / 365

For default payment where judgment amount has been awarded by the court:

b. IIMM rate x Judgment sum x 1 / 365

Profit Rate

Islamic Cost of Fund (ICOF) + Accepted Commission

HONG LEONG INVOICE FINANCING-i (IVF-i)

Acceptance Commission - Rate as specified in the Letter of Offer

Min RM 50.00

No maximum

And

RM 5.00 commission per Bankers Cheque issued, if any.

RENTAS payment (see Remarks)

Or

RM 2.00 per Inter-Bank Giro (IBG) payment,

Or

RM 2.00 per Inter-Branch direct credit,

And

RM 10.00 or

Its equivalent per transaction, if involved Foreign Currency Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 0.15 stamp duty per Bankers Cheque issued, if any.

RM 30.00 per SWIFT payment.

Postage - RM 5.00 flat

And

RM 0.50 per cheque processing fee, if any

And

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

Trading Fee

• For SME Customer –
  RM4.00 for every RM1.0 million of financing amount on a pro-rated basis (subject to a minimum of RM1.00 per transaction).
• For Non-SME Customer – RM8.00 for every RM1.0 million of financing amount on a pro-rated basis (subject to a minimum of RM2.00 per transaction).

RENTAS

a) SME – RM 5.00

b) Non-SME

• RM 14.00 (1st party)
• RM 15.00 (Bank to Bank)

Processing Fee of RM 100.00 per IVF (if IVF-I INVOICE VALUE is less than RM 50,000 and not applicable to IVF to finance import purchases under own LC or supported by inward / outward documentary collections channeled through us).

Compensation Charges After Expiry or Maturity of Facility Tenure

For default payment exceeding tenure:

a. BNM Islamic Interbank Money Market (IIMM) rate x Net Proceed Amount x 1 / 365

For default payment where judgment amount has been awarded by the court:

b. IIMM rate x Judgment sum x 1 / 365

Profit Rate

IVF-i ICOF + AC where, IVF ICOF = Effective Profit Rate (EPR) – AC

BANK GUARANTEE-i (BG-i)

Issuance of Financial Guarantee

0.175% per month or part thereof or rate specified in the Letter of Offer

Min RM 50

No maximum

NIL

RM 20.00 if any.

NIL

Postage – RM 5.00 flat

And

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

Compensation Charges After Expiry or Maturity of Facility Tenure

For default payment exceeding tenure:

a. BNM Islamic Interbank Money Market (IIMM) rate x Net Proceed Amount x 1 / 365

For default payment where judgment amount has been awarded by the court:

b. IIMM rate x Judgment sum x 1 / 365

Issuance of Non-Financial Guarantee-i

0.1% per month or part thereof or rate specified in the Letter of Offer

Min RM 50.00

No maximum

NIL

RM 20.00 if any.

NIL

Postage – RM 5.00 flat

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

Issuance Under Cash Margin / Hong Leong Term Deposit-i (HLTD-i)

Rate as specified above/ Letter of Offer

Min RM 200

No maximum

NIL

RM 20.00 if any.

NIL

Postage - RM 5.00 flat

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

BG-i that cannot be reversed on expiry date

Same commission as per issuance rate charge from expiry date till return of BG or receipt of letter of discharge, whichever is earlier.

RM 50.00 for each reminder sent to the beneficiary of BG-i.

Fee chargeable on applicant’s account.

Courier charges as per Courier Company’s counter rate (Courier of reminder)

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them.

Amendment (if related to extension of the validity or increase in the amount of the BG-i)

0.175% per month or part thereof or rate specified in the Letter of Offer

Min RM 50.00

No maximum

NIL

NIL

NIL

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them.

Amendment (if not related to extension of the validity or increase in the amount of the BG-i)

NIL

RM 20.00

NIL

NIL

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

Passing on the Issuing Authentication without any engagement on HLISB part

NIL

RM 50.00

NIL

NIL

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

Backdating of BG-i

RM 100.00 per month

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them.

Outward Bill for Collection-i (OBC-i)

Upon Settlement

0.1% flat on bill

amount

Min RM 50.00

Max RM 150.00

RM 10.00 or

its equivalent

per

transaction if

involved

Foreign

Currency

Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

NIL

Courier charges as per

Courier company’s rate

SWIFT message –

RM 30.00 per Message (if

any)

Postage – RM 5.00 flat

Documents Handling Fee –

RM 50.00 flat (applicable to

bills under LC only)

and

Telefax – RM 2.00 flat if

Customer requested to fax the copy of advice to them

Documents released

‘Free of Payment’ to

Drawee

NIL

RM 50.00 flat

NIL

Courier charges as per

Courier company’s rate

SWIFT message –

RM 30.00 per

Message (if

any)

Postage – RM 5.00 flat

And

Documents Handling Fee –

RM 50.00 flat (applicable to

bills under LC-i only)

and

Telefax – RM 2.00 flat if

Customer requested to

fax the copy of advice to them

Holding Fee

NIL

Holding Fee of

RM 10.00 flat

(if remains

unpaid after 2

months grace

period –

calculated

from issuance

date)

NIL

NIL

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them

After collection

process, documents

returned to us due to non-payment or non-acceptance

0.1% flat on bill

amount

Min RM 50.00

Max RM 150.00

RM 10.00 or

its equivalent

per

transaction if

involved

Foreign

Currency

Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

NIL

Courier charges as per

Courier company’s rate

SWIFT message –

RM 30.00 per

message (if

any)

Postage – RM 5.00 flat

and

Documents Handling Fee – RM 50.00 flat (applicable to bills under LC-i only)

and

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them

Inward Bill for Collection-i (IBC-i)

Acknowledgement

RM 30.00 per SWIFT

(MT410)

Upon Settlement

0.1% flat

For bills denominated in

foreign currency –

Min RM 50.00

Max RM 150.00

For bills denominated in

local currency –

Min RM 50.00

Max RM 500.00

And

RM 5.00 commission

per Banker’s Cheque

issued, if any

RENTAS

payment

(see remarks)

Or

RM 2.00 per InterBank Giro

(IBG) payment;

or

RM 2.00 per Inter-Branch

Direct credit

and

RM 10.00 or its equivalent per transaction, if

involved Foreign

Currency

Account, WAIVED for Foreign Currency Current Account-i (FCCA-i)

RM 0.15 stamp duty per Banker’s Cheque issued, if any

RM 30.00 per

SWIFT

payment

Postage – RM 5.00 flat

RM 0.50 cheque processing fee (if any)

And

Telefax – RM 2.00 flat if Customer requested to fax the copy of advice to them

RENTAS

a. SME – RM 5.00

b. Non-SME

• RM 14.00 (1st party)
• RM 15.00 (bank to bank)

Redirecting of

documents to another Bank with our liabilities fully discharged or

release documents

free of payment to

Drawee without going through collection process

NIL

RM 50.00 flat

Courier charges as per Courier company’s rate

SWIFT message –

RM 30.00 per

Message (if

any)

Postage – RM 5.00 flat

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them

Protest

Strictly not allowed.

Holding Fee

NIL

Holding Fee of

RM 10.00 flat

(if remains

unpaid after 2

months grace

period –

calculated

from issuance

date)

NIL

NIL

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them.

After collection

process, documents

returned to Drawer/ Remitting Bank

due to nonpayment/

Non acceptance by the Drawee or documents released to Drawee free of payment

NIL

RM 50.00 flat

NIL

RM 30.00 per

SWIFT

message

(if any)

Telefax – RM 2.00 flat if customer requested to fax the copy of advice to them

Actual charges (protest fee or

Other handling charge) incurred by the Notary Public. Please refer to Trade Services, H.O. if and when situation arises

Pembiayaan Mata Wang Asing Dalam Negara-i (OFCF-i)

RM5.00

Komisen atas Cek Jurubank (jika ada)

Bayaran RENTAS

• PKS - RM5.00
• Bukan-PKS
  -  RM14.00 (pihak pertama)
  -  RM15.00 (Bank ke Bank);

GIRO Antara Bank (IBG)

Antara Cawangan

RM2.00 untuk setiap bayaran;

RM2.00 untuk setiap kredit langsung Antara Cawangan

Dan

RM10.00 atau padanannya bagi setiap transaksi yang melibatkan Akaun Mata Wang Asing (FCA)

tetapi, DIGUGURKAN untuk Akaun Semasa Mata Wang Asing-i (FCCA-i)

RM0.15 duti setem bagi setiap Cek Jurubank yang dikeluarkan

RM30.00 setiap mesej SWIFT

Pengeposan

RM5.00 Kadar rata

Fi Pemprosesan Cek

RM0.50 setiap cek (jika ada);

Telefaks RM2.00 Sekiranya Pelanggan meminta salinan maklumam difaks kepada mereka;

Fi Dagangan 

• Untuk Pelanggan PKS – USD4.00 bagi setiap USD1.0 juta amaun pembiayaan* secara kadar pro-rata, tertakluk kepada amaun minimum RM1
• Untuk Pelanggan bukan PKS – USD8.00 bagi setiap USD1.0 juta amaun pembiayaan* secara kadar pro-rata, tertakluk kepada amaun minimum RM2

*  Setiap transaksi mata wang bukan USD akan ditukarkan kepada mata wang USD bagi tujuan pengiraan fi perdagangan komoditi, kerana fi perdagangan komoditi adalah berdasarkan mata wang USD. Fi perdagangan komoditi adalah tertakluk kepada kadar pertukaran mata wang yang digunakan oleh penyedia platform dagangan komoditi

Caj Pampasan

• Bagi keingkaran pembayaran selepas penamatan tempoh kemudahan = kadar semalaman Pasaran Wang Antara Bank Islam (IIMM) ke atas jumlah baki tertunggak (baki prinsipal tertunggak ditambah keuntungan terakru)
• Bagi keingkaran pembayaran selepas penghakiman = kadar semalaman IIMM ke atas jumlah penghakiman asas