PERSONAL FINANCING-I

HongLeong Bank Logo
  • Priority
  • Islamic
  • Global Markets
  • Blue Header
  • Interim Homepage
  • Priority Banking Form
  • test
  • test
  • Loan Cal
  • Log Viewer
  • asdsadsad
  • stand alone page
  • Master Form Page
  • Master Form Page
HongLeong Bank Logo
  • singapore
  • hong kong
  • vietnam
  • cambodia
  • LAN A
  • LAN B
  • LAN C
  • Personal
  • Business
  • Our Story
  • News & Updates
  • Investor Relations
  • CSR
  • Awards
  • Management & BODs
  • Career
  • Deposits
  • Credit Card
  • Loans
  • Insurance
  • Investment
  • Remittance
  • Hong Leong Connect
  • Credit Card
  • Personal Loans
  • Current / Saving Account
  • Latest Promotions
  • Promotions >
  • Personal Financing-i Branch Offer
Compare Cards ()
Personal Financing-i Branch Offer

Personal Financing-i | 01 July 2024-30 September 2024

Visit HLB/HLISB Branches for exclusive rates

 

Branch Locator

Edit accordion component

Features and Benefits

features and benefits

 

*Profit rate of 2.975% p.a. is applicable for customers with a verified monthly income of RM8,000 who have their financing disbursed to their HLISB Current Account-i and/or Savings Account-i (“HLISB CASA-i”), and who are eligible for 65% Pay-On-Time Rebate on flat profit rate of 8.50% p.a.

Profit Rate

Profit Rate

Our rate is on a flat rate basis

Verified Monthly Income

Disbursement to non HLISB CASA-i

Disbursement to HLISB CASA-i

Flat Profit Rate

Applicable Pay-On-Time Rebate

Rate after Pay-On-Time Rebate Flat Profit Rate

Applicable Pay-On-Time Rebate

Rate after Pay-On-Time Rebate

RM2,000 – RM7,999

10.50% p.a.

20%

8.40% p.a. 8.50% p.a.

20%

6.80% p.a.

RM8,000 and above

55% 4.725% p.a.

65%

2.975% p.a.

(i) Effective profit rate applicable to flat rate of 10.50% p.a. vary from 18.04% p.a. to 19.02% p.a. depending on financing tenures from 2 to 5 years.

(ii) Effective profit rate applicable to flat rate of 8.50% p.a. vary from 14.92% p.a. to 15.55% p.a. depending on financing tenures from 2 to 5 years.

(iii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.

(iv) To enjoy the Pay-On-Time Rebate, please ensure to:

a. Pay your monthly instalment promptly by the due date.

b. Maintain a cumulative daily balance of RM500 in your HLISB CASA-i for the first thirteen months from your instalment due date (only applicable for financing-i disbursements to HLISB CASA-i)

Illustration of Instalments and Rebate

Enjoy up to 65% interest/profit rebate when you pay on time!

For example, you are a customer with a verified monthly income of RM8,000 and above and disbursement is to HLISB CASA-i. The applicable profit rate is 8.50% p.a. and your total approved facility amount is RM100,000 for a financing tenure of 5 years. You also qualify for 65% Pay-On-Time Rebate. The above example is illustrated below:

normal period & rebate period
normal period monthly instalment
rebate period monthly instalment

Eligibility

  • Malaysian citizens aged between 21 to 60 years old
  • Employed or self-employed with minimum annual income of RM24,000
  • Minimum financing amount is RM5,000
  • Maximum financing amount is RM150,000 for Personal Financing-i
  • Facility tenures from 2 to 5 years

How to Apply

Visit HLB/HLISB nearest branch today.

More Promotions
  • Terms & Conditions
ENTER THE DETAIL BELOW FOR SUBTITLE COMPONENT

Edit here to enter details for productdetail page promotion

For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.


Connect with Us

Branch Locator

External Link Disclaimer

You are leaving Hong Leong Bank's website as such our Privacy Notice shall cease. We wish to remind you on our terms on the use of links, Disclaimer and Reservation of Intellectual Property Rights.

Continue