PERSONAL FINANCING-I

Profit Rate

Our rate is on a flat rate basis

(i) Effective profit rate applicable to flat rate of 10.50% p.a. vary from 18.04% p.a. to 19.02% p.a. depending on financing tenures from 2 to 5 years.

(ii) Effective profit rate applicable to flat rate of 8.50% p.a. vary from 14.92% p.a. to 15.55% p.a. depending on financing tenures from 2 to 5 years.

(iii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.

(iv) To enjoy the Pay-On-Time Rebate, please ensure to:

a. Pay your monthly instalment promptly by the due date.

b. Maintain a cumulative daily balance of RM500 in your HLISB CASA-i for the first thirteen months from your instalment due date (only applicable for financing-i disbursements to HLISB CASA-i)

Enjoy up to 65% interest/profit rebate when you pay on time!

For example, you are a customer with a verified monthly income of RM8,000 and above and disbursement is to HLISB CASA-i. The applicable profit rate is 8.50% p.a. and your total approved facility amount is RM100,000 for a financing tenure of 5 years. You also qualify for 65% Pay-On-Time Rebate. The above example is illustrated below:

• Malaysian citizens aged between 21 to 60 years old
• Employed or self-employed with minimum annual income of RM24,000
• Minimum financing amount is RM5,000
• Maximum financing amount is RM150,000 for Personal Financing-i
• Facility tenures from 2 to 5 years

Visit HLB/HLISB nearest branch today.