Personal Financing-i | null | 03 April 2024-30 June 2024
If you are planning to perform Umrah or Hajj, we are here to
assist you through Personal Financing-i with lower financing rate.
When you apply for Personal Financing-i of min.
RM20,000 through Andalusia
Profit Rate
Effective profit rate applicable to a flat rate of 9.00% p.a from a range of 15.71% p.a. to 16.43% p.a., depending on financing tenures from 2 to 5 years.
(i) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
(ii) To enjoy the Pay-On-Time Rebate, please ensure to pay your monthly instalment promptly by the due date.
Illustration of Instalments
For example, you are an applicant with a verified monthly income of RM2,000 and the applicable profit rate is 9.00% p.a. and your total approved facility amount is RM20,000 for a financing tenure of 5 years. The above example is illustrated below:
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
Enjoy up to 50% profit rebate when you pay on time!
For example, the applicable profit rate is 9.00% p.a. and your total approved facility amount is RM20,000 for a financing tenure of 5 years.
You would also qualify for 50% Pay-On-Time Rebate. The above example is illustrated below:
Here's how the rebate is calculated:
Differences between the total rebate:
- Malaysian citizens aged between 21 to 60 years old
- Minimum annual income of RM24,000
- Minimum financing amount is RM5,000
- Maximum financing amount is RM150,000