Personal Financing-i | 07 July 2023-07 July 2023
Only on HLB Connect Day 7.7
Apply for Personal Financing-i and get rewarded with up to RM250 Touch ‘n Go Reload PIN.
![rm50](/content/dam/hlisb-new/my/images/connect-7-7-pfi/rm50.png)
![rm200 reload pin](/content/dam/hlisb-new/my/images/connect-7-7-pfi/rm200%20reload%20pin.png)
![AEM Page Banner 77 PF i Tables 01](/content/dam/hlisb-new/my/images/connect-7-7-pfi/AEM%20Page%20Banner_77_PF-i_Tables-01.png)
*Applicable for applications submitted through HLB Connect Online with funded facility amount of RM50,000 and above only.
Profit Rate for HLB Connect Online Applications
Our rate is on a flat rate basis
![table image](/content/dam/hlisb-new/my/images/connect-7-7-pfi/table-image.png)
*Note: The effective profit rates vary as follows for financing tenure from 2 to 5 years:
(i) Flat profit rate 5.00% p.a.: Effective profit rates vary from 9.15% p.a. to 9.32% p.a.
(ii) Flat profit rate 7.50% p.a.: Effective profit rates vary from 13.32% p.a. to 13.80% p.a.
(iii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Illustration of Instalments
Assuming your verified monthly income is RM8,000 (applicable profit rate of 5.00% p.a) with a total approved facility amount of RM50,000 with 5 years financing tenure:
![AEM Page Banner 77 PF i Tables 03](/content/dam/hlisb-new/my/images/connect-7-7-pfi/AEM%20Page%20Banner_77_PF-i_Tables-03.png)
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
Rebate for Early Settlement
![rebate calculation](/content/dam/hlisb-new/my/images/connect-7-7-pfi/rebate-calculation.png)
Not on HLB Connect yet?
Terms and Conditions apply.