Personal Financing-i | HLB Connect | 01 October 2022-04 January 2023
Features & Benefits

*Applicable with verified monthly income of RM5,000 and above or for applications submitted through Connect Online Banking
Profit Rate for Online and Connect Online Banking Applications
Our rate is based on a flat rate basis
Application Channel: Online (Bank’s Website) |
||
---|---|---|
Verified Monthly Income |
Flat Profit Rate |
Facility Tenure |
RM2,000 – RM4,999 |
7.00% p.a. |
2 to 5 years |
RM5,000 and above |
5.00% p.a. |
Application Channel: Connect Online Banking |
||
---|---|---|
Verified Monthly Income |
Flat Profit Rate |
Facility Tenure |
RM2,000 and above |
5.00% p.a. |
2 to 5 years |
Note: The effective profit rates vary as follows for financing-i tenure from 2 to 5 years:
(i) Flat profit rate 5.00% p.a.: Effective profit rates vary from to 9.15% p.a. to 9.32% p.a.
(ii) Flat profit rate 7.00% p.a.: Effective profit rates vary from to 12.50% p.a. to 12.91% p.a.
(iii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Illustration of Instalments

Assuming your verified monthly income is RM5,000 (applicable profit rate of 5.00% p.a) with a total approved facility amount of RM100,000 with 5 years financing tenure:
- Malaysian citizens aged between 21 and 60 years old
- Minimum annual income of RM24,000
- Minimum financing amount is RM5,000
- Maximum financing amount is RM150,000 for Financing-i
- Exclusively for online applications and applications via Connect Online Banking only
- For applications via Connect Online Banking, applicant must hold at least 1 valid and active individual Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible)