Personal Financing-i | 01 December 2021-30 June 2022
Features and Benefits
*Profit rate of 3.60% p.a. is applicable after 60% Pay-On-Time Rebate on flat profit rate of 9.00% p.a. for self-employed applicants with verified monthly income of RM5,000 and above.
Profit Rate
Our rate is based on a flat rate basis
Facility Amount |
Verified Monthly Income |
Flat Profit Rate |
Pay-On-Time Rebate |
Rate After Pay-On-Time Rebate |
|---|---|---|---|---|
RM5,000 – RM250,000 (up to RM150,000 Personal Financing-i) |
RM2,000 – RM4,999 |
9.00% p.a. |
30% |
6.30% p.a. |
RM5,000 and above |
50% |
4.50% p.a. |
Are you a self-employed applicant? Get better Pay-On-Time Rebate rates on your total profit for your approved facility amount!
Verified Monthly Income |
Flat Profit Rate |
Applicable Pay-On-Time Rebate (for self-employed applicant) |
Rate after Pay-On-Time Rebate (for self-employed applicant) |
|---|---|---|---|
RM2,000 – RM4,999 |
9.00% p.a. |
40% |
5.40% p.a. |
RM5,000 and above |
60% |
3.60% p.a. |
(i) Effective profit rate applicable to flat 9.00% p.a. vary from 15.71% p.a. to 16.43% p.a. depending on financing tenures from 2 years to 5 years.
(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Enjoy up to 60% rebate on total profit when you pay on time!
Assuming you are a self-employed applicant with a monthly verified income of RM5,000, and the applicable interest/profit rate is 9.00% p.a., with a total approved facility amount of RM100,000 for 5 years financing tenure and you qualify for 60% Pay-On-Time Rebate:
- Malaysian citizens aged between 21 and 60 years old
- Minimum annual income of RM24,000
- Minimum financing-i amount is RM5,000
- Maximum financing-i amount is RM150,000
Click I’m Interested and leave your contact details. We will contact you within 48 business hours.
