Balance Range |
Profit Rates p.a. |
|---|---|
First RM5,000 |
0.00% |
Next RM15,000 |
0.40% |
Next RM80,000 |
0.90% |
Next RM900,000 |
1.40% |
Thereafter |
1.60% |
Profit is calculated daily and credited quarterly
Applicable when you make e-Payments and PEx transactions defined as follows (“Eligible e-Payments”). The more e-Payments you make from your Hong Leong Pay&Save Account-i or Debit Card-i, the more you save.
Eligible e-Payments |
Mode of Payment |
Minimum Transaction Amount |
|---|---|---|
Credit Card |
Account |
RM300 |
House/Car/Personal Financing/Loan |
Account |
RM300 |
Utility Bills (Eg. Astro, SYABAS, TENAGA, Indah Water, Majlis Perbandaran & Majlis Bandaraya) |
Account or Debit Card |
RM100 |
Telecommunications (Eg. Maxis, Celcom, DIGI, TMNet, Telekom & Redtone) |
Account or Debit Card |
RM100 |
Takaful / Insurance (Eg. AIA, Prudential, HLA, Allianz, AFA Affin, Great Eastern Life, Kurnia, Tokio Marine, Mitsui Sumitomo, Manulife, ING, ETIQA, Oriental Capital, MCIS Zurich, Syarikat Takaful etc.) |
Account or Debit Card |
RM100 |
| Interbank GIRO (IBG) | Account |
RM100 |
Hong Leong Connect Online Bill Payment (Refer to HL Connect Online Banking Registered Payee Corporation) |
Account |
RM100 |
MEPS FPX (Direct Debit via online to registered merchants) |
Account |
RM100 |
PEx – Payment Express ● PEx Internet Collection ● PEx ATM Collection |
Account |
RM100 |
The e-Xtra Profit is awarded by tiered basis based on the following successful Eligible e-Payments performed for the month as follows:
No of Eligible e-Payments paid successfully per month |
Profit Rates p.a |
|---|---|
4 - 6 |
0.50% |
7 - 9 |
0.75% |
10 - 14 |
1.00% |
15 and above |
1.90% |
Profit is calculated based on Daily Average Balance and credited on the 1st day of the following month.
Applicable when you use your Debit Card-i with a minimum of RM30 in a single receipt for each transaction. Maximum Bonus Profit is capped at RM30 per month.
No. of Debit Card-i transactions in a month |
Bonus Profit Rates p.a. |
|---|---|
| 1 | 0.12% |
| 2 | 0.24% |
| 3 | 0.36% |
| 4 | 0.48% |
5 and above |
0.80% |
Profit is calculated based on Daily Average Balance and credited on the 1st day of the following month.
10% p.a. Bonus Profit
Enjoy 10% p.a. Bonus Profit when you use this account for salary crediting via Hong Leong e-Payment Service (Payroll Account). Bonus Profit is awarded for 5 days only from Day 1 to Day 5 (“Bonus Period”) on the first salary, bonus, allowance or medical claim credited into the account every month via the HL Payroll Account.
*Minimum end of day balance to qualify for the Bonus Profit is RM1,000 and maximum is RM15,000. Profit is calculated based on end-of-day balance during the Bonus Period and credited quarterly.
Applicable when you made successful purchase or sale of Approved Securities through the Trading Account (for account with Securities Trading Features only)
Total Monthly Traded Amount (MTA)* (RM) |
Bonus Profit Rates p.a. |
|---|---|
Minimum 1 successful Trade and up to RM20,000 |
0.30% |
Up to RM30,000 |
0.50% |
Up to RM100,000 |
0.70% |
AboveRM100,000 |
0.90% |
* For Purchase transaction: MTA = (Number of Unit x Purchase Price) + Transaction Costs
For Sale transaction: MTA = (Number of Unit x Selling Price) - Transaction Costs
** Profit is calculated based on Daily Average Deposit Balance and credited on the 1st day of the following month
| Overview of Monthly Profit | Profit Rate | Amount |
|---|---|---|
| Savings Profit | 1.40% | RM116.67 |
| Bonus Profit | 1.40% | RM116.67 |
| e-Xtra Profit | 1.40% | RM116.67 |
| Share Trading Bonus Profit | % | RM |
| Total (per month) | 1.40% | RM116.67 |
Disclaimer
The information shown is indicative and for illustration purpose only. Hong Leong Islamic Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator. Minimum account balance of RM1,000 is required in order to be eligible for Savings Profit. Savings Profit capped at RM500 per quarter, while e-Xtra Profit and Bonus Profit are capped at RM30 per month.