- Profit Rates >
- Pay&Save Account-i
Pay&Save Account-i
Savings Profit
For Individual customers (effective 11/05/2023)
Minimum Single Deposit Mechanism |
Profit Rate (p.a.) |
|---|---|
Minimum single deposit of RM2,000 for three (3) consecutive months, subject to end of day account balance of RM1,000 to RM100,000. |
2.25% |
For Sole proprietors (effective 11/05/2023)
Minimum Single Deposit Mechanism |
Profit Rate (p.a.) |
|---|---|
Minimum single deposit of RM2,000 for three (3) consecutive months, subject to end of day account balance of RM10,000 to RM100,000 |
1.25% |
Savings Profit is calculated daily and is credited quarterly on the first day of the month following each Quarter.
e-Xtra Profit
Applicable for both Individual customers and Sole Proprietor.
Eligible Bill Payment Mechanism |
Profit Rate (p.a.) |
|---|---|
Minimum cumulative payment in Eligible Bill Payments of RM500 per month, subject to monthly maximum e-Xtra Profit of RM30. |
0.50% |
e-Xtra Profit is calculated at month end and is credited on the first day of the following month.
Debit Card-i Bonus Profit
Applicable for both Individual customers and Sole Proprietor.
Eligible Transaction Mechanism |
Profit Rate (p.a.) |
|---|---|
Minimum cumulative spending in Eligible Transactions of RM500 per month, subject to monthly maximum Debit Card-i Bonus Profit of RM30. |
0.50% |
Debit Card-i Bonus Profit is calculated at month end and is credited on the first day of the following month.
Share Trading Bonus Profit
Not applicable for Sole Proprietors.
Total Monthly Traded Amount (“MTA”) |
Profit Rate (p.a.) |
|---|---|
Up to RM20,000 |
0.30% |
Up to RM30,000 |
0.50% |
Up to RM100,000 |
0.70% |
Above RM100,000 |
0.90% |
For purchase transaction: MTA = (Number of unit x Purchase price) + Transaction Costs
For sales transaction: MTA = (Number of unit x Selling price) - Transaction Costs
Share Trading Bonus Profit is calculated at month end and is credited on the first day of the following month.
