Interest Rates - Pay & Save Account-i

Pay & Save Account-i

Balance Range

Profit Rates p.a.

First RM5,000

0.00%

Next RM15,000

0.40%

Next RM80,000

0.90%

Next RM900,000

1.40%

Thereafter

1.60%

Profit is calculated daily and credited quarterly

Applicable when you make e-Payments and PEx transactions defined as follows (“Eligible e-Payments”). The more e-Payments you make from your Hong Leong Pay&Save Account-i or Debit Card-i, the more you save.

Eligible e-Payments

Mode of Payment

Minimum Transaction Amount

Credit Card

Account
RM300

House/Car/Personal Financing/Loan

Account
RM300

Utility Bills (Eg. Astro, SYABAS, TENAGA, Indah Water, Majlis Perbandaran & Majlis Bandaraya)

Account or Debit Card

RM100

Telecommunications (Eg. Maxis, Celcom, DIGI, TMNet, Telekom & Redtone)

Account or Debit Card

RM100

Takaful / Insurance (Eg. AIA, Prudential, HLA, Allianz, AFA Affin, Great Eastern Life, Kurnia, Tokio Marine, Mitsui Sumitomo, Manulife, ING, ETIQA, Oriental Capital, MCIS Zurich, Syarikat Takaful etc.)

Account or Debit Card

RM100

Interbank GIRO (IBG) Account

RM100

Hong Leong Connect Online Bill Payment (Refer to HL Connect Online Banking Registered Payee Corporation)

Account

RM100

MEPS FPX (Direct Debit via online to registered merchants)

Account

RM100

PEx – Payment Express

●      PEx Internet Collection

●      PEx ATM Collection

Account

RM100

 

 

The e-Xtra Profit is awarded by tiered basis based on the following successful Eligible e-Payments performed for the month as follows:

No of Eligible e-Payments paid successfully per month

Profit Rates p.a

4 - 6

0.50%

7 - 9

0.75%

10 - 14

1.00%

15 and above

1.90%

Profit is calculated based on Daily Average Balance and credited on the 1st day of the following month.

Applicable when you use your Debit Card-i with a minimum of RM30 in a single receipt for each transaction. Maximum Bonus Profit is capped at RM30 per month.

No. of Debit Card-i transactions in a month

Bonus Profit Rates p.a.

1

0.12%

2

0.24%

3

0.36%

4

0.48%

5 and above

0.80%

Profit is calculated based on Daily Average Balance and credited on the 1st day of the following month.

 

10% p.a. Bonus Profit

Enjoy 10% p.a. Bonus Profit when you use this account for salary crediting via Hong Leong e-Payment Service (Payroll Account). Bonus Profit is awarded for 5 days only from Day 1 to Day 5 (“Bonus Period”) on the first salary, bonus, allowance or medical claim credited into the account every month via the HL Payroll Account.

 

*Minimum end of day balance to qualify for the Bonus Profit is RM1,000 and maximum is RM15,000. Profit is calculated based on end-of-day balance during the Bonus Period and credited quarterly.

Applicable when you made successful purchase or sale of Approved Securities through the Trading Account (for account with Securities Trading Features only)

Total Monthly Traded Amount (MTA)* (RM)

Bonus Profit Rates p.a.

Minimum 1 successful Trade and up to RM20,000

0.30%

Up to RM30,000

0.50%

Up to RM100,000

0.70%

AboveRM100,000

0.90%

* For Purchase transaction: MTA = (Number of Unit x Purchase Price) + Transaction Costs

   For Sale transaction: MTA = (Number of Unit x Selling Price) - Transaction Costs

** Profit is calculated based on Daily Average Deposit Balance and credited on the 1st  day of the following month

For enquiries connect with us online or drop by your nearest Hong Leong Bank Branch.