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- Pay&Save Account-i
Pay&Save Account-i
Savings Profit
For Individual customers (effective 14/07/2025)
|
Minimum Single Deposit Mechanism |
Profit Rate (p.a.) |
|---|---|
|
Minimum single deposit of RM2,000 for three (3) consecutive months, subject to end of day account balance of RM1,000 to RM100,000.
|
2.00%
|
For Sole proprietors (effective 11/05/2023)
|
Minimum Single Deposit Mechanism |
Profit Rate (p.a.) |
|---|---|
|
Minimum single deposit of RM2,000 for three (3) consecutive months, subject to end of day account balance of RM10,000 to RM100,000
|
1.25%
|
Savings Profit is calculated daily and is credited quarterly on the first day of the month following each Quarter.
e-Xtra Profit
Applicable for both Individual customers and Sole Proprietor.
|
Eligible Bill Payment Mechanism |
Profit Rate (p.a.) |
|---|---|
|
Minimum cumulative payment in Eligible Bill Payments of RM500 per month, subject to monthly maximum e-Xtra Profit of RM30. |
0.50% |
e-Xtra Profit is calculated at month end and is credited on the first day of the following month.
Debit Card-i Bonus Profit
Applicable for both Individual customers and Sole Proprietor.
|
Eligible Transaction Mechanism |
Profit Rate (p.a.) |
|---|---|
|
Minimum cumulative spending in Eligible Transactions of RM500 per month, subject to monthly maximum Debit Card-i Bonus Profit of RM30. |
0.50% |
Debit Card-i Bonus Profit is calculated at month end and is credited on the first day of the following month.
Share Trading Bonus Profit
Not applicable for Sole Proprietors.
|
Total Monthly Traded Amount (“MTA”) |
Profit Rate (p.a.) |
|---|---|
|
Up to RM20,000 |
0.30% |
|
Up to RM30,000 |
0.50% |
|
Up to RM100,000 |
0.70% |
|
Above RM100,000 |
0.90% |
For purchase transaction: MTA = (Number of unit x Purchase price) + Transaction Costs
For sales transaction: MTA = (Number of unit x Selling price) - Transaction Costs
Share Trading Bonus Profit is calculated at month end and is credited on the first day of the following month.