Profit Rates

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Profit Rates

Reference Rate

Islamic Financing Rate (IFR): 6.70% w.e.f. 29/07/2016

Islamic Base Rate (IBR): 3.69% w.e.f 29/07/2016

Kuala Lumpur Interbank Offered Rates (KLIBOR): 3.43%
3-mth KLIBOR based on previous business day.

 

What is Islamic Base Rate?

Islamic Base Rate is made up of 2 parts, our benchmark Islamic cost of funds (ICOF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia.  Our benchmark ICOF now reflects the cost of raising new funds in prevailing market funding conditions based on the 3-month KLIBOR as well as customer deposit rates.

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