HLISB Fees & Charges - Debit Card-i

Basic Savings Account-i / Basic Current Account-i (“BSA-i / BCA-i”)

No fee

Generic / Junior Debit Card-i

RM8.00 per card

Priority Banking (“PB”)

Pay & Save Account-I

UCSI Debit Card-i

No fee

No fee

No Fee

BSA-i / BCA-i / PB/UCSI Debit Card-i

No fee

RM8.00 per card

PB

RM9.00 per card

BSA-i / BCA-i

RM12.00 per card

Savings Account-i / Current Account-i other than BSA-i / BCA-I

UCSI Debit Card-i

RM18.00 per card

No fee

ATM Cash Withdrawal

Domestic

i) The Bank’s ATM

ii) Other Bank’s ATM

No fee

RM1.00 per transaction

Overseas (from Ringgit Malaysia balance)

i) Cross-Border Cash Withdrawal via PayNet MEPS Network

ii) Via Mastercard Cirrus

RM8.00 per transaction

RM12.00 per transaction

MyDebit Cash Out Fee

(Effective 15 July 2022)

Overseas (from Multi-Currency Feature Enabled Account)

i) Via Visa PLUS/ Mastercard Cirrus (with sufficient multi-currency balances)

RM12.00 (in Fixed Equivalent Foreign Currency**) or 2% of withdrawal amount per transaction, whichever is higher.

**Fixed Equivalent Foreign Currency:

i.              AUD4.50;

ii.             CAD4.00;

iii.            EUR3.00;

iv.            GBP2.50;

v.             HKD25.00;

vi.            JPY350;

vii.           NZD5.00;

viii.          SAR12.00;

ix.            SGD4.00;

x.             THB100;

xi.            USD3.00

Overseas Transaction

Transactions made in currencies other than Ringgit Malaysia

The transaction will be converted into Ringgit Malaysia on the date it is processed by Visa or Mastercard at the foreign exchange rate determined by Visa or Mastercard. The following additional fees will be charged on the conversion:

i. 1% transaction fee charged by Visa or Mastercard; and

ii. 1% foreign exchange conversion mark-up imposed by the Bank.

Transactions made in Ringgit Malaysia via Dynamic Currency Conversion (“DCC”)

For certain Overseas Transactions, Cardholder is given the option to use the DCC service to convert his/her transaction in foreign currency into Ringgit Malaysia. However, if DCC is selected:

i. The foreign exchange rate used by the overseas merchant for the DCC transaction may be higher than the exchange rate determined by Visa or Mastercard; and

ii. The Cardholder will be charged a 1% transaction fee on the converted Ringgit Malaysia amount, and such fee is imposed by Visa or Mastercard.

Sales Draft Retrieval Fee

Waived

Reload Fee
(applicable for Hong Leong Junior Debit Card-i)

i. Auto-reload (sign up for SI)

No charge

ii. Reload via HL Connect, CDM and ATM

No charge

iii. Reload over-the-counter

RM2.00