HLISB - Personal Financing-i
Whether you're planning a wedding, pursuing further education, or making home improvements, we can help you turn your dreams into reality.
SCAM PREVENTION
- Hong Leong Islamic Bank does not ask for upfront payment or service fees to approve or release a financing.
Hong Leong Islamic Bank does not appoint a 3rd party for processing of financing applications.
Do not click on any links from unsolicited social media posts, emails or text messages even if the offer is extremely attractive.
You may check your financing application status with HLISB on HLISB official website at www.hlisb.com.my by clicking “Track My Application”.
Visit How to report A Scam/Fraud webpage to stay informed and protected.
^ • Covers your financing to safeguard your loved ones upon Death or Total and Permanent Disability (TPD)
• Single contribution payment for protection up to five years
* Based on a financing tenure of 5 years for RM5,000, and during Cashback Period. Other terms and conditions apply.
Individual Applicant (Employed) |
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Fixed Income |
Variable Income |
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MNC |
Non-MNC |
MNC |
Non-MNC |
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Identification Documents |
NRIC front and back |
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Acceptable Income Documents |
Latest 1 month payslip or |
Latest 3 months payslips + 3 months bank statements to prove salary crediting or EPF/CPF or |
Latest 6 months payslips or |
Latest 6 months salary slips + 6 months bank statements to prove salary crediting/EPF/CPF or |
Latest 3 months personal bank statements (with proof of latest 3 months salary crediting) or |
Latest 6 months commissions slips or |
Latest 6 months commissions slip + 6 months' bank statements to prove salary crediting or EPF/CPF or |
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Latest EPF/CPF statement (with proof of latest 3 months crediting) or |
Latest EPF/CPF statement (with proof of latest 3 months crediting) or |
Latest EPF/CPF to prove last 6 months crediting or |
Latest EPF/CPF (with proof of latest 6 months crediting) or |
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Latest EA form/IR for Malaysians working in Singapore (EA or IR must be dated last 12 months from print out date) or |
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Latest 2 years Form BE with matching payment receipts/Latest 2 years NOA for Malaysians working in Singapore |
Latest 2 years Form BE with matching payment receipts/Latest 2 years NOA for Malaysians working in Singapore |
Latest 2 years Form BE with matching payment receipts/Latest 2 years NOA for Malaysians working in Singapore |
Latest 2 years Form BE with matching payment receipts/Latest 2 years NOA for Malaysians working in Singapore |
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Optional Documents |
Rental income (valid Tenancy Agreement with latest 3 months bank statement crediting proof and latest 1 month Utility Bill) |
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Proof of 2 years bonuses |
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Cash Investments (FD, Mutual Funds, etc.) |
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Individual Applicant (Self-Employed) |
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Sole-Prop / Partnership / Private Limited / Public Listed |
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Identification Documents |
NRIC front and back |
1.Business Registration to proof minimum 2 year Business Operations or 2. Professional/Practicing Certificate and Proof of Business Operating 2 years or 3. Latest 2 years Business License for Sabah/Sarawak. |
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Acceptable Income Documents |
Latest 6 months business bank statements or |
Latest 1 year Form B with payment receipt/latest 2 years BE form with matching payment receipts or |
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Latest 6 months EPF contribution (only for Sdn Bhd companies only). |
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Optional Documents |
Rental income (valid Tenancy Agreement with latest 3 months bank statement crediting proof and latest 1 month Utility Bill) |
Malaysian citizens aged between 21 to 60 years old.
Employed with a minimum annual income of RM24,000.
The minimum financing amount is RM5,000.
The maximum financing amount is RM150,000.
^The takaful product is underwritten by Hong Leong MSIG Takaful Berhad. Hong Leong MSIG Takaful Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible product is (are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Hong Leong MSIG Takaful Berhad or PIDM (visit www.pidm.gov.my).