INIs are negotiable and legally transferable by delivery through a depository institution. Customer can sell the INI in the secondary market before maturity at the prevailing market rate. The INI cannot be terminated prematurely
Islamic Negotiable Instruments (INI)
Negotiable Islamic Debt Certificate (NIDC) refers to a sum of money deposited with the financial institution and payable to the bearer on a specified future date at the nominal value of NIDC.
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