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HIGH MARGIN OF FINANCING
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PROPERTY + WORKING CAPITAL + CAPITAL EXPENDITURE FINANCING
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FINANCING COLLABORATION WITH CREDIT GUARANTEE CORPORATION (CGC)
- Financing collateralized against property and CGC Guarantee
Flexible facility based on business needs
- Commodity Murabahah (CM) Flexi Term Financing-i for purchase of property (up to 25 years) or financing of working capital (up to 7 years)
- CM Flexi Term Financing-i under CGC guarantee for working capital or capital expenditure (up to 7 years)
- CM Cashline-i for working capital
- High financing amount up to RM5 Million per customer
- Up to 150% Margin of Financing
Attractive rates as low as:
- IFR – 2.20% for CM Flexi Term Financing-i
- IFR + 2.25% for CM Flexi Term Financing-i under CGC guarantee
- IFR + 1.00% for CM Cashline-i
*IFR – Islamic Financing Rate
- Sole Proprietorship, Partnership, Limited Liability Partnership, Private Limited Company (Sdn Bhd) that are classified as SME under Bank Negara Malaysia definition
- Business in operation of 3 years and above
- Annual Sales turnover of RM500,000 and above
- CM Flexi Term Financing-i under CGC guarantee, must meet all eligibility criteria required by CGC
Copy of Directors, Owners, Partners, Shareholders, Guarantors Malaysian ID card
Business Registration Document
E.g. Form A/ Form B/Form D,
Form 24, Form 49, Section 14 (Super form) etc
6 Months Bank Statement
Memorandum of Articles (M&A)/ Constitution (If Applicable)
Board Resolution
3 years Audited Financial Statement
Property Title/Sales & Purchase Agreement (S&P)/Booking Receipt/ Valid Proclamation of Sales
*Additional documentation may be requested for credit evaluation purposes
