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Wholesale Banking > HL Markets > Islamic Money Market Instruments > Special Investment Account
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Special Investment Account

An Islamic special investment account provides a negotiable profit sharing ratio according to Shariah requirements i.e. based on Mudharabah concept (profit sharing). The period of investment is more flexible to suit the investors’ cash flow position i.e. overnight onwards.


Key Features

 An Islamic deposit product with computation of profit in accordance with Mudharabah concept (profit sharing) at negotiable rate with minimum placement amount of RM50,000
Applying negotiable tenors like Repo from Overnight onwards
Profit return to be based on HLISB "r" rate of 12 months and subject to changes on monthly basis and the notification will be on every16th of the month
Premature withdrawal is allowed and the dividend payable shall be based on the actual completed number of days

 

†Eligible deposit insured by PIDM

 

 

 

 

 

 
 
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